Anteseden Profitabilitas Bank BUMN di Indonesia
DOI:
https://doi.org/10.32897/jemper.v4i1.1047Abstract
The purpose of this study is to prove empirically whether capital Adequacy Ratio, Non-Performing Loan, Loan to Deposit Ratio, Net Interest Margin and Company Size affect the profitability of state-owned banks listed on the Indonesia Stock Exchange (IDX) for the period 2011-2020. The method in this study is regression analysis of panel data. The population in this study is all state-owned bank companies listed on the Indonesia Stock Exchange (IDX) for the period 2011-2020. Selection of samples by purposive sampling method, selected research samples as many as 4 state-owned bank companies. The data analysis technique in this study is regression of panel data using annual data. The results of the F test study showed all independent variables namely Capital Adequacy Ratio, Non-Performing Loan, Loan to Deposit Ratio, Net Interest Margin and Company Size significantly affect profitability. The results of the t test found that variable Capital Adequacy Ratio and Loan to Deposit Ratio negatively had no significant effect on profitability. Non-Performing Loans negatively and significantly affect profitability. Net Interest Margin has a positive and significant effect on profitability. While the company's size variables have a positive effect on profitability.
Keywords: Capital Adequacy Ratio, Non-Performing Loan, Loan to Deposit Ratio, Net Interest Margin, SIZE, State-Owned Banks
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