NUGROHO, Lucky; TAMALA, Dewi. PERSEPSI PENGUSAHA UMKM TERHADAP PERAN BANK SYARIAH. Jurnal SIKAP (Sistem Informasi, Keuangan, Auditing Dan Perpajakan), [S. l.], v. 3, n. 1, p. 49–62, 2018. DOI: 10.32897/jsikap.v3i1.115. Disponível em: https://jurnal.usbypkp.ac.id/index.php/sikap/article/view/115. Acesso em: 9 jun. 2026.